Directors and Officers Insurance

Directors and Officers owe a duty of care to their companies. If there is a breach of duty, a Director or Officer can be held legally liable.

InsurePlus can protect your firm's Directors and Officers for costs resulting from lawsuits arising out of poor management decisions, employee dismissals, shareholder grievances, and other such acts committed in good faith.

There is an increasing likelihood for a Court or company Stake-holders to hold a Director or Officer personally liable for:


  • Their negligence in operating a company or
  • The behaviour of a company

Directors & Officers, whether it is a Chief Executive or a General Manager are individually and collectively responsible for the operations and finances of a company.

Mistakes may occur:

Unwise Investments


  • Inadequate insurance arranged
  • Poor supervision
  • Imprudent borrowing
  • Incorrect advise in relation to purchase of competitor
  • Errors of judgement

Cover may be in two parts:


  • Initially the policy will cover the company against the successful defence of a claim against a Director
  • Cover extends to the Director where he doesn’t receive indemnity

Cover can include Employers Practices Liability (EPL) claims which could be bullying or harassment (or similar) in the workplace.

Why leave yourself with a potential Personal exposure when you can protect yourself from litigation. Cover can include defence costs and compensation.

About Us
InsurePlus is a regulated and independent insurance broker providing honest insurance advice and quality products for our clients in the business sector. We have earned a first class reputation for our professional approach and excellence.

Our Staff, who have over 40 years combined insurance experience, are focussed on delivering insurance cover, for people in business, which is competitively priced supported by an unbeatable and friendly service.

What do we do for you?
First, we listen to what you need.
Then, we provide a comprehensive search of the insurance market to ensure you get quality cover at an affordable price.
Throughout the year, we support you with our knowledge, advice and day-to-day service.
Ultimately, if you have a claim we handle the paperwork and give you the best advice which is necessary to organise settlement.